SIMULASI KREDIT

CONTOH SIMULASI KREDIT MOBIL BEKAS
 
Nama : Ny Rizki Mulyani
Alamat : Pondok Inda A1 No.1
Jakarta Selatan
 
Jenis Mobil : Toyota Soluna XLI
Tahun : 2002
 
Harga Beli Mobil : Rp 60,000,000,-
Tenor Kredit : 3 Tahun ( 36 Bulan )
 
Bunga : 9.75% / Tahun
Asuransi : 5.5%
Adm : Rp 950,000,- ( Sesuai tabel di atas )
 
OTR / Harga mobil : Rp 60,000,000,-
Dp Murni  20%  :  Rp 12,000,000,-
                                                   
Pokok Hutang  : Rp 48,000,000,-
Bunga / Tahun  (9.75%  x 3) =29.25%  : Rp 14,040,000,-
 
Total Hutang : Rp 62,040,000,-
Angsuran  : Rp 1,723,000,-
 
 BIAYA DI AWAL
Angsuran Pertama : Rp 1,723,ooo,-
Asuransi 5.5% : Rp 3,300,000,-
Adm : Rp 950,000,-                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    T  O  T  A  L    B I A Y A   : Rp 5,973,000,-
 
Kesimpulan TOTAL DP      : Rp 17,973,000,-
Angsuran                               : Rp 1,723,000,- X 35  Bulan